Yiren Digital Ltd. (YRD) Q2 2026 Earnings Call September 30, 2026 8:00 AM EDT
Company Participants
Stephanie Nan
Ning Tang – Executive Chairman & CEO
Ka Hui – Chief Financial Officer
Presentation
Operator
Good day, and welcome to the Yiren Digital Second Quarter 2026 Earnings Conference Call. Please note that this event is being recorded. I would now like to turn the conference over to Ms. Stephanie Nan, Director of Investor Relations of Yiren Digital. Please go ahead, ma’am.
Stephanie Nan
Thank you, operator. Good morning, and good evening, everyone. Today’s call features presentations by our Founder, Chairman and CEO, Mr. Ning Tang; and our CFO, Mr. William Hui. Before we begin, we’d like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision of U.S. Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors that can cause actual results to differ materially from those contained in any such statement. Further information regarding such risks, uncertainties or factors is included in the company’s filings with the U.S. Securities and Exchange Commission. We do not undertake any obligation to update any forward-looking statements, except as required under applicable law.
During the call, we will be referring to certain non-GAAP financial measures and supplemental matters to review and assess the company’s operating performance. These non-GAAP financial measures are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with U.S. GAAP. For information about those non-GAAP financial measures and the reconciliation of GAAP measures, please refer to our earnings press release. As a reminder, this conference is being recorded. An investor presentation and the webcast replay of this conference call will be available on Yiren Digital’s IR website. I will now turn the call over to the