Tyrur Holdings offers a Fully Managed Portfolio solution designed to bridge the gap between hands-off retail investing and elite private banking. The service completely automates the execution of investing—including asset allocation, security selection, and ongoing rebalancing. For passive investors who prefer to outsource the navigation of volatile capital markets, Tyrur’s managed accounts provide an integrated, low-friction wealth-building ecosystem.
How Tyrur’s Managed Accounts Work
Unlike self-directed accounts where you make every individual buy and sell decision, a Fully Managed Account delegates operational control to appropriately authorized, professional portfolio managers.
When you opt into this service, the designated strategy manager handles the entire operational lifecycle of your capital:
- Strategic Asset Allocation: Aligning your portfolio across listed shares, exchange-traded funds (ETFs), bonds, and investment funds based on your specific risk profile.
- Security Selection: Hand-picking individual financial instruments that fit the overarching investment strategy.
- Automated Rebalancing: Adjusting the portfolio over time to ensure market fluctuations do not push your risk exposures past your comfort zone.
- Complete Transparency: Tyrur ensures that the manager’s identity and specific investment approach are fully disclosed to you before you enter the managed arrangement.
The Managed Account Cost Structure
Traditionally, fully managed investment accounts carry higher advisory fees that erode compound interest. Tyrur maintains a transparent fee architecture for its managed services.
- Annual Platform Access Fee: Fixed at a flat percentage rate per year, calculated on the average daily value of the account and billed monthly.
- Transaction Costs: Billed at €0 for securities trading commissions, account maintenance, cash withdrawals, and standard account closures.
- Foreign Exchange Rails: Tyrur adds 0% proprietary markup. If the managed strategy requires an international currency swing via Currencycloud, conversion pricing is capped at a strict maximum from the applicable reference rate.
- External Expenses: Traditional third-party expenses, including regional fund expense ratios (TERs), market spreads, taxes, or external portfolio-management charges, operate completely separate from Tyrur’s core platform costs.
Regulated Security and Multi-Layered Custody
To secure principal capital, Tyrur utilizes an embedded finance framework that separates the digital user interface and strategic advisory from asset custody and cash handling.
- The Guarded Custody Perimeter: Managed assets are never held on Tyrur’s internal balance sheet. Execution, clearing, and custody are entirely managed by Upvest Securities, operating under the direct supervision of BaFin (Germany) for European clients and the FCA for UK clients.
- Regulated Cash Rails: Any liquid cash waiting to be deployed by your manager is routed securely through Currencycloud (a Visa Inc. company) operating under licensed electronic money and payment institution frameworks.
Managed Accounts: Pros & Cons
The Pros
- Complete Automation: Removes management fatigue by delegating asset allocation, portfolio tracking, and rebalancing to licensed professionals.
- Contractual Fee Protection: The underlying platform access fee cannot be increased unilaterally by Tyrur without explicit client consent.
- Pre-Investment Due Diligence: The firm provides the underlying manager’s credentials and strategy framework before the client commits capital to the managed arrangement.
The Cons
- Loss of Granular Control: Investors who want to approve individual stock or bond trades will find managed portfolios restrictive, as all tactical decisions are executed by the strategy manager.
- Stricter Eligibility Criteria: Unlike self-directed options, specialized managed portfolio strategies face higher eligibility checks and distinct minimum asset requirements.
The Verdict
Tyrur’s Fully Managed Accounts provide a viable hybrid model for passive, safety-conscious investors seeking automated portfolios without the high fee structures of traditional wealth managers. By nesting professional management strategies inside a regulated custody framework, Tyrur delivers a transparent and highly secure ecosystem.
