Triumph Financial, Inc. (TFIN) Q1 2026 Earnings Call Transcript

Luke Wyse
Executive VP & Head of Investor Relations

Good morning. It’s 9:30 in Dallas. Thanks for joining us this morning and for the interest in our first quarter results. We’re glad you’re here. We’ve all had our coffee, so let’s get to business. Aaron’s letter last evening outlined a quarter of real progress on the things that matter most. During the slowest quarter of the trucking calendar, we grew Factoring customers and outgrew the general market seasonal decline. Payments demonstrated the revenue growth and continued margin expansion we’ve been alluding to and LoadPay now exceeds more accounts than we have Factoring clients. The positive momentum is palpable, and you can see the results in Aaron’s comments in the letter. That quarterly shareholder letter published last evening and our quarterly results will form the basis of our call today.

However, before we get started, I would like to remind you that this call may include forward-looking statements. Those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The company undertakes no obligation to publicly revise any forward-looking statement. For details, please see the safe harbor statement in our shareholder letter published last evening. All comments made during today’s call are subject to that safe harbor statement.