The Western Union Company (WU) UBS Global Technology and AI Conference 2025 December 2, 2025 6:15 PM EST
Company Participants
Matthew Cagwin – Executive VP & CFO
Conference Call Participants
Timothy Chiodo – UBS Investment Bank, Research Division
Presentation
Timothy Chiodo
UBS Investment Bank, Research Division
All right. Good afternoon, everyone. Thank you for joining us here. We are in the afternoon session of the Tuesday session of our Arizona UBS Global Technology and AI Conference.
We’re really fortunate to have with us today the CFO of Western Union, Matthew Cagwin. Matt is also joined here by Tom Hadley, who is Head of Corporate Development and Investor Relations.
So the first thing we want to do is make sure we say a special thanks to both Matt and Tom for traveling here to Arizona and being a part of our event now for many years in a row. So thank you.
Matthew Cagwin
Executive VP & CFO
Awesome. Thank you, Tim.
Question-and-Answer Session
Timothy Chiodo
UBS Investment Bank, Research Division
All right. Beautiful. We’re going to start out with one of the key phrases from the recent Investor Day. We were glad to join you in New York not too long ago. But one of the key themes coming out of the Investor Day was the concept of beyond remittance, right? So you talked a little bit about leaning into some additional areas beyond the traditional core business, and I thought it would be a great place for us to start.
Matthew Cagwin
Executive VP & CFO
Well, Tim, I appreciate the question. We just had our Investor Day for those that haven’t had a chance to spend a wonderful 3, 4 hours listening to it, I’d strongly encourage you. Tim just told me he — it was a riveting afternoon for him.













