You can use the app at more than 130 big name brands
If you are planning to go out for a meal with family or friends over the New Year break, you may be able to get some extra perks. You can get some extra cashback which you can even use to top up your savings. It’s always worth checking if your everyday purchases can stretch further, and one way to do this is with the Kaldi app.
The app can be used at over 130 well-known brands to earn cashback on your purchases, and you can then use the funds to deposit into your investment-based savings, such as a stocks and shares ISA. You can use the scheme at big name chains including Pizza Express and Nando’s, where you can get 5 per cent cashback.
Customers also get 6 per cent at Bella Italia, while at Pizza Hut you can get 5.5 per cent or you can earn 4 per cent at Zizzi. Justin White, chief operating officer at Kaldi, said: “If you’re already eating out, grabbing coffees or heading to the pub, it’s worth choosing the places Kaldi partners with.
“The app works with more than 130 retailers and offers its highest cashback – up to 7.5 per cent – at restaurants, coffee shops and pubs, so everyday spending can really add up. You can then spend that cashback or invest it automatically through Kaldi into an ISA, JISA or GIA and watch those small amounts grow over time, without changing your habits.”
Full list of food and drink retailers
Below is the full list of food and drink retailers where you can use the Kaldi app, including the amount of cashback you can get:
- All Bar One – 6.00%
- Amalfi – 6.00%
- Ask Italian – 4.50%
- BananaTree – 6.00%
- Belhaven – 5.00%
- Bella Italia – 6.00%
- Browns – 6.00%
- Cafe Rouge – 6.00%
- Caffè Nero – 7.50%
- Chef & Brewer – 5.00%
- Chiquito – 6.00%
- Coast to Coast – 6.00%
- Costa Coffee – 7.50%
- Côte Brasserie – 5.00%
- Deliveroo – 2.50%
- Ember Inns – 6.00%
- Est Italian – 6.00%
- Farmhouse Inns – 5.00%
- Filling Station – 6.00%
- Flaming Grill – 5.00%
- Frankie & Benny’s – 6.00%
- Great British Pub – 5.00%
- Greene King – 7.00%
- Harvester – 6.00%
- HelloFresh – 5.00%
- Hightales – 5.00%
- Hungry Horse – 5.00%
- Just Eat – 2.50%
- Laithwaite’s Wine – 6.00%
- Las Iguanas – 6.00%
- Miller & Carter – 6.00%
- Naked Wines – 6.50%
- Nando’s – 5.00%
- Nicholson’s – 6.00%
- O’Neill’s – 6.00%
- Pizza Express – 5.00%
- Pizza Hut – 5.50%
- Pub & Carvery – 5.00%
- Prezzo – 5.00%
- Sizzling Pubs – 6.00%
- Starbucks – 7.50%
- Stonehouse – 6.00%
- tastecard – 6.00%
- The Dining Out Card – 6.00%
- The Restaurant Card – 6.00%
- Toby Carvery – 6.00%
- Turtle Bay Restaurants – 5.00%
- Uber Eats – 2.00%
- Uber UK – 2.00%
- Vintage Inns – 6.00%
- Virgin Wines – 6.50%
- Zizzi – 4.00%.
Changes for savers
If you are planning on building up your savings through investments, there are some important Government changes to note. You can currently deposit up to £20,000 a year into ISAs, and this allowance can be divided between different types of ISA, including cash ISAs and stocks and shares ISAs.
The rules are set to change from April 2027, so that only £12,000 of this will be available for any type of ISA, while the remaining £8,000 must be allocated to stocks and shares accounts. These new rules will not apply to those aged 65 and above.
For the latest money saving tips, shopping and consumer news, go to the new Everything Money website.
