My name is Christopher Leder, and I am a third-semester Bachelor’s student in Business Administration at the University of Münster in Germany. Alongside my studies, I gain valuable practical experience as a working student at PwC in the auditing department. For the past three years, I have dedicated a significant portion of my personal time to equity research and private investing, turning a long-standing passion for the markets into a disciplined daily practice. My investment philosophy is centered around a GARP (Growth at a Reasonable Price) approach. I look for companies that exhibit sustainable growth potential but are trading at valuations that offer a clear margin of safety. My work in auditing has taught me the importance of financial integrity and the necessity of looking beyond surface-level narratives. Therefore, my research process is heavily focused on fundamental analysis and unit economics, as I believe these are the true indicators of a company’s long-term viability. I believe that a good investment thesis should always be stress-tested through numbers. To achieve this, I build my own proprietary Excel models for every analysis, breaking down revenue streams and cost structures to understand the underlying mechanics of a business. My goal on Seeking Alpha is to share my journey as a young investor and aspiring analyst. I aim to provide the community with transparent, grounded, and data-driven insights that move past the “noise” of the market. I am motivated by the opportunity to learn alongside other investors and to contribute honest, model-based research that helps us all make more informed decisions.
Analyst’s Disclosure: I/we have a beneficial long position in the shares of NU either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
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