Rafaela de Vitoria
Head of Investor Relations
Hi, everyone. I’m Rafa Vitoria, IR Officer at Inter, and I would like to welcome you to Inter’s Third Quarter 2026 Earnings Conference Call. First of all, some instructions. This call is also available in Portuguese. To access it, press the globe icon on the lower right side of your Zoom screen, then select the Portuguese room. Please be advised that all participants will be in listen-only mode and that the conference is being recorded. [Operator Instructions] A replay will be available at the company’s IR website. Here with me today is Joao Vitor Menin, our CEO; Alexandre Riccio, our COO; Francisco Santos, our CEO; and Santiago Stel, our CFO.
Joao will start sharing the strategic overview. Joao, please go ahead.
João Vitor Nazareth Teixeira de Souza
Global Chief Executive Officer
Thank you very much, Rafa. Good morning, everyone. Thanks for joining us again to discuss our third quarter results. First of all, before we go into any page, I want to leave you with one important message. I have great confidence in the model we have been building at Inter for a while. I call it the BanTech model, and it
