Q3: 2025-10-22 Earnings Summary
EPS of $4.81 beats by $0.27
| Revenue of $1.51B (3.96% Y/Y) misses by $6.29M
Globe Life Inc. (NYSE:GL) Q3 2025 Earnings Call October 23, 2025 11:00 AM EDT
Company Participants
Stephen Mota – Senior Director of Investor Relations
Frank Svoboda – Co-Chairman & Co-CEO
James Darden – Co-Chairman & Co-CEO
Thomas Kalmbach – Executive VP & CFO
Conference Call Participants
Thomas Gallagher – Evercore ISI Institutional Equities, Research Division
Francis Matten – BMO Capital Markets Equity Research
Andrew Kligerman – TD Cowen, Research Division
Jamminder Bhullar – JPMorgan Chase & Co, Research Division
John Barnidge – Piper Sandler & Co., Research Division
Joel Hurwitz – Dowling & Partners Securities, LLC
Wesley Carmichael – Autonomous Research US LP
Ryan Krueger – Keefe, Bruyette, & Woods, Inc., Research Division
Elyse Greenspan – Wells Fargo Securities, LLC, Research Division
Suneet Kamath – Jefferies LLC, Research Division
Maxwell Fritscher – Truist Securities, Inc., Research Division
Presentation
Operator
Hello, and welcome to the Globe Life Inc. Third Quarter Earnings Release Call. My name is Jeannie, and I will be your coordinator for today’s event. Please note, this call is being recorded. [Operator Instructions]
I will now hand you over to your host, Stephen Mota, Senior Director of Investor Relations, to begin today’s conference. Thank you.
Stephen Mota
Senior Director of Investor Relations
Thank you. Good morning, everyone. Joining the call today are Frank Svoboda and Matt Darden, our co-Chief Executive Officers; Tom Kalmbach, our Chief Financial Officer; Mike Majors, our Chief Strategy Officer; and Brian Mitchell, our General Counsel.
Some of our comments or answers to your questions may contain forward-looking statements that are provided for general guidance purposes only. Accordingly, please refer to our earnings release 2024 10-K and any subsequent Forms 10-Q on file with the SEC. Some of our comments may also contain non-GAAP measures. Please see our earnings release and website for discussion of these terms and reconciliations to GAAP measures.
I will now turn the












