Operator
Good morning, and welcome to EQB’s Earnings Call for the Fourth Quarter of 2025. This call is being recorded on Thursday, December 4, 2025. [Operator Instructions]
It is now my pleasure to turn the call over to Lemar Persaud, Vice President and Head of Investor Relations. Please go ahead.
Lemar Persaud
VP & Head of Investor Relations
Thank you, Ludy, and good morning, everyone. Your host for today’s Q4 results call are Chadwick Westlake, President and CEO; and Anilisa Sainani, CFO; and Marlene Lenarduzzi, CRO. Also present for the Q&A session is Darren Lorimer, Group Head of Commercial Banking. After prepared remarks, we will open the lines for questions from our prequalified analysts.
Please note that while we are excited about the acquisition of PC Financial, today’s call, including Q&A session, is intended to be focused on the Q4 and full year EQB results. For those on the phone lines only, we encourage you to also log into our webcast and view our quarterly results presentation, which will be referenced during our prepared remarks.
On Slide 2 of our presentation, you will find EQB’s caution regarding
