Conference Call Participants
David Rochester – Cantor Fitzgerald & Co., Research Division
Jared David Shaw – Barclays Bank PLC, Research Division
Casey Haire
Catherine Mealor – Keefe, Bruyette, & Woods, Inc., Research Division
Peter Winter – D.A. Davidson & Co., Research Division
David Chiaverini – Jefferies LLC, Research Division
Sun Young Lee – TD Cowen, Research Division
Jon Arfstrom – RBC Capital Markets, Research Division
Presentation
Operator
Welcome to Cullen/Frost Bankers Inc. Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note, this conference is being recorded. I will now turn the conference over to A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. You may begin.
A. Mendez
Director of Investor Relations
Thanks, Jerry. This afternoon’s conference call will be led by Phil Green, Chairman and CEO; and Dan Geddes, Group Executive Vice President and CFO.
Before I turn the call over to Phil and Dan, I need to take a moment to address the safe harbor provisions. Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended. Please see the last page of text in this morning’s earnings release for additional information about the risk factors associated with these forward-looking statements. If needed, a copy of the release is available on our website or by calling the Investor Relations department at (210) 220-5234. As a reminder, this call is being webcast and a webcast replay of the call will be available on