Xiaoqing Wang
President & Executive Director
Dear investors, analysts, good morning. Welcome to China Merchants Bank 2026 Third Quarter Results Announcement.
The meeting now begins. I’m Xiaoqing Wang, General Manager of the Office of the Board. CMB on last Friday, October 30th, announced our third quarter results. Today, we will present our third quarter operating results, take your questions and listen to your feedback and suggestions. The meeting is being held via audio webcast. Simultaneous interpretation from Chinese to English will be provided.
First, please allow me to introduce attendees today. They are Mr. Peng Jiawen, EVP, CFO and Secretary of the Board of the bank; as well as General Managers of the Digital Finance Development Office, Asset and Liabilities Management Department, Financial Accounting Department, General Office of Corporate Finance and Retail Finance, Wealth Management Platform Department and Risk Management Department. We are also joined online by our Independent Non-Executive Director, Mr. Tian Hongqi, Mr. Shi Yongdong, Ms. Li Jian, Mr. Lu Liping, Mr. Zhang Yong.
On behalf of China Merchants Bank, I would like to extend a warm welcome to all of you. I would also like to express our sincere gratitude