Q4: 2026-01-27 Earnings Summary
EPS of $0.44 beats by $0.03
| Revenue of $36.45M (33.73% Y/Y) beats by $347.00K
Bridgewater Bancshares, Inc. (BWB) Q4 2025 Earnings Call January 28, 2026 9:00 AM EST
Company Participants
Justin Horstman – Director of Investor Relations
Gerald Baack – CEO, Founder & Non Independent Executive Chairman
Joseph Chybowski – President & CFO
Nicholas Place – Chief Banking Officer
Katie Morrell – Chief Credit Officer
Conference Call Participants
Nathan Race – Piper Sandler & Co., Research Division
Brendan Nosal – Hovde Group, LLC, Research Division
Jeff Rulis – D.A. Davidson & Co., Research Division
Brandon Rud – Stephens Inc., Research Division
Presentation
Operator
Good morning, and welcome to the Bridgewater Bancshares 2025 Fourth Quarter Earnings Call. My name is Betsy, and I will be your conference operator today. [Operator Instructions] Please note that today’s call is being recorded.
At this time, I would like to introduce Justin Horstman, Vice President of Investor Relations, to begin the conference call. Please go ahead.
Justin Horstman
Director of Investor Relations
Thank you, Betsy, and good morning, everyone. Joining me on today’s call are Jerry Baack, Chairman and Chief Executive Officer; Joe Chybowski, President and Chief Financial Officer; Nick Place, Chief Banking Officer; and Katie Morrell, Chief Credit Officer. In just a few moments, we will provide an overview of our 2025 fourth quarter financial results. We will be referencing a slide presentation that is available on the Investor Relations section of Bridgewater’s website, investors.bridgewaterbankmn.com. Following our opening remarks, we will open the call for questions.
During today’s presentation, we may make projections or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in the slide presentation and our 2025 fourth quarter earnings release for more information about risks and uncertainties, which may affect us. The information we will provide today is as
