Operator
Good morning, and welcome to the BMO Financial Group’s Q3 2026 Earnings Release and Conference Call for August 25, 2026. Your host for today is Christine Viau. Please go ahead.
Christine Viau
Head of Investor Relations
Thank you. Good morning, everyone. We’ll begin today with remarks from Darryl White, BMO’s CEO; followed by Rahul Nalgirkar, our Chief Financial Officer; and Piyush Agrawal, our Chief Risk Officer. Also present to answer questions are our group heads, Matt Mehrotra, Canadian Personal and Business Banking; Sharon Haward-Laird, Canadian Commercial Banking; Aron Levine, U.S. Banking; Alan Tannenbaum, BMO Capital Markets; Deland Kamanga, Wealth Management; and Darrel Hackett, BMO U.S. CEO.
A reminder that our call will end at 8:15 this morning. As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial measures to arrive