Q1: 2026-04-21 Earnings Summary
EPS of $0.23 beats by $0.08
| Revenue of $105.80M (4.16% Y/Y) misses by $1.91M
Triumph Financial, Inc. (TFIN) Q1 2026 Earnings Call April 22, 2026 10:30 AM EDT
Company Participants
Luke Wyse – Executive VP & Head of Investor Relations
Aaron Graft – Founder, Vice Chairman, President & CEO
Todd Ritterbusch – President of Payments & Banking
Kim Fisk
William Voss – Executive VP & CFO
David Vielehr – President of LoadPay
Dawn Salvucci-Favier
Conference Call Participants
Gary Tenner – D.A. Davidson & Co., Research Division
Timothy Switzer – Keefe, Bruyette, & Woods, Inc., Research Division
Joseph Yanchunis – Raymond James & Associates, Inc., Research Division
Matt Olney – Stephens Inc., Research Division
Eric Bedell
Presentation
Luke Wyse
Executive VP & Head of Investor Relations
Good morning. It’s 9:30 in Dallas. Thanks for joining us this morning and for the interest in our first quarter results. We’re glad you’re here. We’ve all had our coffee, so let’s get to business. Aaron’s letter last evening outlined a quarter of real progress on the things that matter most. During the slowest quarter of the trucking calendar, we grew Factoring customers and outgrew the general market seasonal decline. Payments demonstrated the revenue growth and continued margin expansion we’ve been alluding to and LoadPay now exceeds more accounts than we have Factoring clients. The positive momentum is palpable, and you can see the results in Aaron’s comments in the letter. That quarterly shareholder letter published last evening and our quarterly results will form the basis of our call today.
However, before we get started, I would like to remind you that this call may include forward-looking statements. Those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The company undertakes no obligation to publicly revise any forward-looking statement. For details, please see the safe harbor statement in our shareholder letter published last evening. All comments made during today’s call are subject to that safe harbor statement.
