Wise Group plc (WSE) Goldman Sachs Communacopia + Technology Conference 2026 September 8, 2026 4:00 PM EDT

Company Participants

Emmanuel Thomassin – CFO & Director

Conference Call Participants

Mohammed Moawalla – Goldman Sachs Group, Inc., Research Division

Presentation

Mohammed Moawalla
Goldman Sachs Group, Inc., Research Division

Good afternoon, everyone. Thank you for joining us for this session with Wise. We are delighted to have the CFO, Emmanuel Thomassin, with us today. Thank you for making the trip out again, Emmanuel. Really appreciate it.

Emmanuel Thomassin
CFO & Director

Well, thank you very much for being here.

Question-and-Answer Session

Mohammed Moawalla
Goldman Sachs Group, Inc., Research Division

Great. So maybe just to sort of kick off, some may be familiar with Wise, some may not. Can you take us through the kind of core offering of Wise? And I know it’s kind of evolved over the last few years from being just a kind of cross-border when you provide it, you’re now providing a lot of other kind of value-added services. And maybe outline the kind of the opportunity in front of you and where that sort of revenue is coming from? Who are you winning against?

Emmanuel Thomassin
CFO & Director

Yes. So maybe I’ll start with our mission basically first, right? So our mission is a mission with money without borders. And in order to provide or to fulfill this mission, we are building a global infrastructure which allow customers to manage and to move their money worldwide. So that’s what we are doing. And we seek to provide the services at the minimum fees, at maximum ease and at the fastest transaction speed as possible. So that’s what we are doing. And when you combine basically the infrastructure and the products that we offer. We really have like a very superior customer products compared to the legacy banks.

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