Veritex Holdings, Inc. (NASDAQ:VBTX) Q4 2024 Earnings Conference Call January 29, 2025 9:30 AM ET
Company Participants
Will Holford – Director, Strategic Corporate Development
Malcolm Holland – Chairman and Chief Executive Officer
Curtis Anderson – Chief Credit Officer
Terry Earley – Chief Financial Officer
Conference Call Participants
Stephen Scouten – Piper Sandler
Matt Olney – Stephens
Mark Shutley – KBW
Tim Mitchell – Raymond James
Ahmad Hasan – D.A. Davidson
Operator
Good morning and welcome to the Veritex Holdings Fourth Quarter and Full Year 2024 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note this event will be recorded.
I will now turn the conference over to Will Holford with Veritex.
Will Holford
Thank you. Before we get started, I’d like to remind you that this presentation may include forward-looking statements and those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ.
The company undertakes no obligation to publicly revise any forward-looking statement. If you’re logged into our webcast, please refer to our slide presentation, including our Safe Harbor statement beginning on Slide 2. For those on the phone, please note that the Safe Harbor statement and all presentations are available on our website, veritexbank.com. All comments made today are subject to that Safe Harbor statement.
Some financial metrics discussed will be on a non-GAAP basis, which management believes better reflects the underlying core operating performance of the business. Please see the reconciliation of all discussed non-GAAP measures in our filed 8-K earnings release.
Joining me on the call today are Malcolm Holland, our Chairman and CEO; Terry Earley, our Chief Financial Officer; and Curtis Anderson, our Chief Credit Officer.
I’ll now turn the call over to Malcolm.
Malcolm Holland
Thank you, Will. Good morning, everyone. Today, we’ll review our fourth quarter
