UnitedHealth Group Incorporated (UNH) Q2 2026 Earnings Call July 16, 2026 8:00 AM EDT

Company Participants

Stephen Hemsley – CEO & Non-Independent Non-Executive Chairman
Timothy Noel – Chief Executive Officer of UnitedHealthcare Business
Patrick Conway – Chief Executive Officer of Optum
Wayne DeVeydt – Chief Financial Officer
Michael Cotton – Chief Executive Officer of Medicaid
Daniel Kueter – Chief Executive Officer of UnitedHealthcare Employer & Individual
Bobby Hunter – CEO of Government Programs & Head of Medicare Insurance
Krista Nelson
Sandeep Dadlani – Executive VP and Chief Digital & Technology Officer

Conference Call Participants

Justin Lake – Wolfe Research, LLC
Albert Rice – UBS Investment Bank, Research Division
Stephen Baxter – Wells Fargo Securities, LLC, Research Division
Kevin Fischbeck – BofA Securities, Research Division
Lisa Gill – JPMorgan Chase & Co, Research Division
Andrew Mok – Barclays Bank PLC, Research Division
Ann Hynes – Mizuho Securities USA LLC, Research Division
Lance Wilkes – Bernstein Institutional Services LLC, Research Division
George Hill – Deutsche Bank AG, Research Division
Erin Wilson Wright – Morgan Stanley, Research Division
Benjamin Mayo – Leerink Partners LLC, Research Division
David Windley – Jefferies LLC, Research Division

Presentation

Operator

Good morning, and welcome to the UnitedHealth Group Second Quarter 2026 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks. As a reminder, this call is being recorded.

Here is some important introductory information. This call contains forward-looking statements under U.S. federal securities laws. These statements are subject to risks and uncertainties that could cause actual results to differ materially from historical experience or present expectations. A description of some of the risks and uncertainties can be found in the reports we file with the Securities and Exchange Commission, including the cautionary statements included in our current and periodic filings.

This call will also reference non-GAAP amounts. A reconciliation of the non-GAAP to GAAP amount is available on the Financial and Earnings Reports

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