Mar 24, 2026, 1:14 PM ETThe Toronto-Dominion Bank (TD:CA) Stock, TD Stock, TNTTF Stock, TDBKF Stock, TD.PF.A:CA Stock, TD.PF.I:CA Stock, TD.PF.J:CA Stock, TDBCP Stock, TDOPF Stock, TDOM.F Stock

The Toronto-Dominion Bank (TD:CA) 24th Annual Financial Services Conference March 24, 2026 10:00 AM EDT

Company Participants

Sona Mehta – Group Head of Canadian Personal Banking

Conference Call Participants

Gabriel Dechaine – National Bank Financial, Inc., Research Division

Presentation

Gabriel Dechaine
National Bank Financial, Inc., Research Division

All right. For our last fireside before the break, I think the break is next, Sona Mehta, Group Head of Canadian Personal Banking at TD Bank.

Thanks for sitting down with us today and catching up on your business, your strategy. And we just had your peer, Royal, do the same thing. So we’ll try to compare notes.

Sona Mehta
Group Head of Canadian Personal Banking

It’s a pleasure to be here, Gabe. Thanks for having me.

Question-and-Answer Session

Gabriel Dechaine
National Bank Financial, Inc., Research Division

The one thing I want to — and this is more of a thank-you type of question, but TD went the other way a while back and combined Personal and Commercial from a reporting standpoint. There was a trend of splitting them up, which made it a bit tougher to follow. Is that more of just a segment at how you report the numbers or is there any more behind-the-scenes kind of coordination going on between the 2 businesses?

Sona Mehta
Group Head of Canadian Personal Banking

I like starting with a thank-you question. So if I look back to the last time we had any changes to segment reporting, that was probably last quarter, I think, of 2022. And so at the time, you might recall, we actually had retail — like Canadian Retail as a segment. And so at the time, what we did is we said CAD P&C stands on its own and Wealth Management and Insurance stands on its own. And so we’ve largely stayed in that space now. To your point, I think it’s simplicity

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