Protector Forsikring ASA (OTCPK:PSKRF) Q3 2025 Earnings Call October 23, 2025 4:00 AM EDT
Company Participants
Henrik Høye – Chief Executive Officer
Conference Call Participants
Thomas Svendsen – SEB, Research Division
Ulrik Zürcher – Nordea Markets, Research Division
Presentation
Henrik Høye
Chief Executive Officer
Hello and welcome to the presentation of quarter 3, 2025 results for Protector. As always, I want to start with who we are and a small recap of what we do, this morning with all employees.
The topic has for some time been the challenger. And it’s, to us, very relevant with new technology and AI and a more uncertain future when it comes to what we — or how we should do what we do. So what we have done lately is to involve all employees in exploiting the opportunities with AI. And we’ve done that through giving access to an enterprise model through Google to absolutely everyone. So it gives the opportunity to generate agents and use AI as we know it through ChatGPT and other types of platforms. But what we want from it is to make sure that everyone understands the value of data because when you use AI with poor or little data, then you get the wrong results. And data is our currency. It is 1 out of 2 targets we have for 2025 for the company. And we say — we practice saying that it is our job to invest that data and create value by understanding our risks and making profits out of that.
And some of the activity we’ve done is, as you have most likely heard, challenging to quantify in an actual return. But obviously, there are efficiency gains that you get immediately from usage of AI. But our focus is more to see if we can solve the more complex
