Operator
Good afternoon, everyone, and welcome to the Preferred Bank Q4 2025 Earnings Conference Call. [Operator Instructions]. Please also note today’s event is being recorded.
I would now like to turn the conference call over to Jeffrey Haas with Financial Profiles. Sir, please go ahead.
Jeffrey Haas
Thank you, Jamie. Hello, everyone, and thank you for joining us to discuss Preferred Bank’s financial results for the fourth quarter ended December 31, 2025.
With me today from management are Chairman and CEO, Li Yu; President and Chief Operating Officer, Wellington Chen; Chief Financial Officer, Edward Czajka; Chief Risk Officer, Nick Pi; and Deputy Chief Operating Officer, Johnny Hsu.
Management will provide a brief summary of the results, and then we will open up the call to your questions. During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct.
Forward-looking statements are also subject to known and unknown risks, uncertainties and other factors relating to Preferred Bank’s operations and business environment, all of which are difficult to predict and many of which are beyond the control of Preferred Bank. For a detailed description of these risks and
