PayPal Holdings, Inc. (PYPL) Q4 2025 Earnings Call February 3, 2026 8:00 AM EST
Company Participants
Steven Winoker – Chief Investor Relations Officer
Jamie Miller – Executive VP and Chief Financial & Operating Officer
Conference Call Participants
Tien-Tsin Huang – JPMorgan Chase & Co, Research Division
Ramsey El-Assal – Cantor Fitzgerald & Co., Research Division
Darrin Peller – Wolfe Research, LLC
Sanjay Sakhrani – Keefe, Bruyette, & Woods, Inc., Research Division
Andrew Schmidt – KeyBanc Capital Markets Inc., Research Division
Harshita Rawat – Bernstein Institutional Services LLC, Research Division
Dan Dolev – Mizuho Securities USA LLC, Research Division
Jason Kupferberg – Wells Fargo Securities, LLC, Research Division
Presentation
Operator
Good morning, and welcome to PayPal’s Fourth Quarter and Full Year 2025 Earnings Conference Call. My name is Sarah, and I will be your conference operator today. As a reminder, this conference is being recorded. I would now like to turn the program over to your host for today’s conference, Steve Winoker, PayPal’s Chief Investor Relations Officer. Please go ahead.
Steven Winoker
Chief Investor Relations Officer
Thanks, Sarah. Welcome to PayPal’s Fourth Quarter and Full Year 2025 Earnings Call. Our remarks today include forward-looking statements that involve risks and uncertainties. Actual results may differ materially from these statements. Our commentary is based on our best view of the world and our businesses as we see them today. As described in our earnings press release, SEC filings and on our website, those elements may change as the world changes. Over to you, Jamie.
Jamie Miller
Executive VP and Chief Financial & Operating Officer
Thank you, Steve. Good morning, everyone, and thank you for joining the call. Before we turn to our full year and fourth quarter, I want to address the leadership announcement we made earlier this morning. The Board has appointed Enrique Lores, who was most recently our Board Chair, as the next President and CEO
