Q1: 2026-04-24 Earnings Summary
EPS of $0.20 misses by $0.02
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call April 28, 2026 10:00 AM EDT
Company Participants
Moishe Gubin
Michael Blisko
Avi Zwelling
Thomas Procelli
Joel Klein
Steven Newman
Timothy Terry – Principal Executive Officer
Elliot Nunez – Executive VP & CFO
Martin Schmidt
Seth Denison
Conference Call Participants
Kenneth Billingsley – Compass Point Research & Trading, LLC, Research Division
Gaurav Mehta – Alliance Global Partners, Research Division
Presentation
Moishe Gubin
Good morning. The meeting will please come to order. I would like to start our meeting by introducing myself to you for the 3 people that might not know who I am. I’m Moishe Gubin, Chairman of Optimum Bank Holdings, and I will act as Chairman of this meeting. I would like to extend to you a cordial welcome to the Annual Meeting of the Shareholders of OptimumBank Holdings, Inc.
A quick reminder, we may be making forward-looking statements. These are based on current expectations, but actual results may differ. Please review the full language on this slide for more detail. Our agenda for today are seen on the screen, an introduction of the Board members. We’ll go through the agenda. And at the end, we’ll have questions open for the people listening, and we’ll go from there. All persons entitled to vote as shareholders or as proxies, please give their names to Elliot Nunez, who is acting Secretary and file their proxies with the acting Secretary if they have not already done so. I’d like to introduce the other directors of OptimumBank Holdings, along with us — with our officers, who I shall ask to stand upon being introduced. First is Michael Blisko.
Michael Blisko
Good morning.
Moishe Gubin
Avi Zwelling.
Avi Zwelling
Good morning.
Moishe Gubin
Tom Procelli.
Thomas Procelli
Good morning.
