NMI Holdings, Inc. (NASDAQ:NMIH) Q4 2024 Earnings Conference Call February 6, 2025 5:00 PM ET

Company Participants

John Swenson – Vice President of Investor Relations, and Treasury
Brad Shuster – Executive Chairman
Adam Pollitzer – President and Chief Executive Officer
Aurora Swithenbank – Chief Financial Officer

Conference Call Participants

Doug Harter – UBS
Terry Ma – Barclays Capital
Bose George – KBW
Rick Shane – J.P. Morgan
Mark Hughes – Truist Securities
Mihir Bhatia – Bank of America

Operator

Good day, and welcome to the NMI Holdings, Inc. Fourth Quarter 2024 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note, this event is being recorded.

I would now like to turn the conference over to John Swenson of Management. Please go ahead.

John Swenson

Thank you, Operator. Good afternoon, and welcome to the 2024 fourth quarter conference call for National MI. I’m John Swenson, Vice President of Investor Relations and Treasury. Joining us on the call today are Brad Shuster, Executive Chairman; Adam Pollitzer, President and Chief Executive Officer; and Aurora Swithenbank, our Chief Financial Officer.

Financial results for the quarter were released after the close today. The press release may be accessed on NMI’s website located at nationalmi.com under the Investors tab.

During the course of this call, we may make comments about our expectations for the future. Actual results could differ materially from those contained in these forward-looking statements. Additional information about the factors that could cause actual results or trends to differ materially from those discussed on the call can be found on our website or through our regulatory filings with the SEC.

If and to extent the company makes forward-looking statements, we do not undertake obligation to update those statements in the future in light of subsequent developments. Further, no one should rely

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