You need to check if your paperwork is still valid for Spain, France, Portugal, Greece, Italy and other destinations
Martin Lewis’s MoneySavingExpert has issued urgent advice for anyone travelling to Europe this summer, as more than two million people will see a key document expire before they head off. MoneySavingExpert.com has a holiday warning for anyone visiting countries including France, Spain, Portugal, Greece and Italy.
Martin’s team has urged holidaymakers to check if their European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is still valid, as 1,285,250 GHICs and 926,954 EHICs are set to expire this year. The EHIC is being replaced by the new Global Health Insurance Card (GHIC). These cards are totally free to get and they give you access to state-run hospitals or GPs in EU countries for the same price as a local.
They last for up to five years, and the final EHICs issued after Brexit are expiring this year. The MSE newsletter reads: “These cards give access to state-run hospitals or GPs in EU countries for the same price as a local – so if it’s free for them, it’s free for you.”
You need to check your card for the expiry date, and apply for a new one if necessary.
The team said: “You’ll need to get a new card – it’s now called a GHIC (as it’s been rebranded a ‘Global’ card, though in essence still covers mostly the same European countries).” However, MSE also warned people not to fall for websites that charge you for these cards.
MSE said: “Never pay to get an EHIC or GHIC. It is always free, beware shyster sites trying to charge you for ‘fast tracks’ or other stuff, that’s nonsense. See how to safely get a free GHIC.” If you have an existing EHIC, it remains valid until the expiry date runs out – after this, you’ll need to apply for a GHIC card.”
The NHS explains: “The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.
“The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you’ll need to apply for a UK GHIC to replace it.
“The ‘Global Health Insurance Card’ (GHIC) and its predecessor, the EHIC, give access to state-run hospitals or GPs, mainly in European countries, for the same price as a local. So if they don’t pay, you don’t either. Over two million expire this year, check yours.”
A UK GHIC is free, and you can apply through the NHS website. The NHS advises avoiding unofficial websites, which may charge an application fee. People can apply for a new card up to nine months before their current card expires.
The NHS says: “Every member of your family needs their own card. You can add your spouse, civil partner and children to your application when you apply. You must enter your own details first and apply for any additional cards when prompted.”
