Kingsway Financial Services Inc. (NYSE:KFS) Q3 2024 Earnings Conference Call November 6, 2024 5:00 PM ET
Company Participants
James Carbonara – Investor Relations
John Fitzgerald – Chief Executive Officer
Kent Hansen – Executive Vice President & Chief Financial Officer
Conference Call Participants
Joshua Horowitz – Palm Ventures
Adam Patinkin – David Capital
Operator
Good day and welcome to the Kingsway Third Quarter 2024 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note, this conference is being recorded. With me on the call are J.T. Fitzgerald, Chief Executive Officer; and Kent Hansen, Chief Financial Officer.
Before we begin, I want to remind everybody that today’s conference may contain forward-looking statements. Forward-looking statements include statements regarding the future, including expected revenue, operating margins, expenses and future business outlook. Actual results or trends could materially differ from those contemplated by those forward-looking statements. For a discussion of such risks and uncertainties which could cause actual results to differ from those expressed or implied in the forward-looking statements, please see the risk factors detailed in the company’s annual report on Form 10-K and subsequent Form 10-Q and Form 8-K filed with the Securities and Exchange Commission. Please note also that today’s call may include the use of non-GAAP metrics that management utilizes to analyze the company’s performance. A reconciliation of such non-GAAP metrics to the most comparable GAAP measures is available in the most recent press release as well in our periodic filings with the SEC.
Now, I would like to turn the call over to J.T. Fitzgerald, CEO of Kingsway. J.T. Please proceed.
John Fitzgerald
Thank you, John. Good afternoon, everybody and welcome to the Kingsway earnings call for the third quarter of 2024. Let me start by saying that we had
