Erste Group Bank AG (EBKDY) Q3 2026 Earnings Call October 30, 2026 4:00 AM EDT

Company Participants

Thomas Sommerauer – Head of Group Investor Relations
Peter Bosek – Chairman of the Management Board & CEO
Stefan Dörfler – CFO & Member of Management Board
Alexandra Habeler-Drabek – CRO & Member of the Management Board

Conference Call Participants

Gulnara Saitkulova – Morgan Stanley, Research Division
Gabor Kemeny – Bernstein Autonomous LLP
Benoit Petrarque – Kepler Cheuvreux, Research Division
Tarik El Mejjad – BofA Securities, Research Division
Benjamin Maher – Keefe, Bruyette, & Woods, Inc., Research Division
Jovan Sikimic – ODDO BHF Corporate & Markets, Research Division
Mate Nemes – UBS Investment Bank, Research Division
Riccardo Rovere – Mediobanca – Banca di credito finanziario S.p.A., Research Division
Chris Hallam – Goldman Sachs Group, Inc., Research Division

Presentation

Operator

Ladies and gentlemen, welcome to the Erste Group Third Quarter 2026 Results Conference Call. I’m Sergen, the Chorus Call operator. [Operator Instructions] And the conference is being recorded. [Operator Instructions] The conference must not be recorded for publication or broadcast. At this time, it’s my pleasure to hand over to Thomas Sommerauer, Head of Group Investor Relations. Please go ahead.

Thomas Sommerauer
Head of Group Investor Relations

Thank you, Sergen, for the kind introduction, and also welcome to everybody who is listening into this call on behalf of Erste Group. Today’s call, as usual, will be hosted by Peter Bosek, our Chief Executive Officer; Stefan Dorfler, our Chief Financial Officer; and Alexandra Habeler-Drabek, our Chief Risk Officer. They will lead you through a brief presentation highlighting the financial achievements of the third quarter, after which they are ready to take your questions.

As usual, my recommendation, to look at the disclaimer on Page 2 on forward-looking statements because there will be one or the other in this call.

With this, I hand over to

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