Eastern Bankshares, Inc. (NASDAQ:EBC) Q3 2024 Earnings Conference Call October 25, 2024 9:00 AM ET

Company Participants

Bob Rivers – Executive Chair & Chair of the Board
Denis Sheahan – Chief Executive Officer
David Rosato – Chief Financial Officer & Treasurer

Conference Call Participants

Mark Fitzgibbon – Piper Sandler
Damon DelMonte – KBW
Laurie Hunsicker – Seaport Research

Operator

Hello, and welcome to the Eastern Bankshares, Inc. Third Quarter 2024 Earnings Conference Call. Today’s call will include forward-looking statements including statements about Eastern’s future financial and operating results, outlook, business strategies and plans as well as other opportunities and potential risk debt management foresees. Such forward-looking statements reflect management’s current estimates or beliefs and are subject to risks and uncertainties that may cause actual results or the timing of events to differ materially from the views expressed today.

More information about such risks and uncertainties is set forth under the caption forward-looking statements in the earnings press release as well as in the Risk Factors section and other disclosures in the company’s periodic filings with the Securities and Exchange Commission. Any forward-looking statements made during this call represent management’s views and estimates as of today, and the company undertakes no obligation to update these statements as a result of new information or future events.

During the call, the company will also discuss both GAAP and certain non-GAAP financial measures. For a reconciliation of GAAP to the non-GAAP financial measures, please refer to the company’s earnings press release, which can be found at investor.easternbank.com. Please note that this event is being recorded. [Operator Instructions] Thank you.

I’d now like to turn the call over to Bob Rivers, Executive Chair and Chair of the Board. Please go ahead.

Bob Rivers

Thank you, Lori, and good morning, everyone. Thanks for joining our third quarter earnings call. With me

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