Covertime has marked its return to the UK market with a bold new proposition designed for flexibility-minded drivers. With approximately 15% of motorists now choosing temporary cover, the company aims to meet growing consumer demand for fast, affordable, and commitment-free insurance solutions.

From borrowing a friend’s vehicle to getting immediate cover for a new car, Covertime offers a streamlined experience focused on speed and simplicity. Users can arrange temporary car, van, or learner driver insurance online or through the company’s dedicated app in just a few minutes.

Every element of the Covertime service has been built to enhance convenience—from obtaining instant quotes to receiving digital policy documents straight to your inbox or app. It’s a fully automated system designed for drivers who value efficiency and flexibility.

“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.

“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”

With roots tracing back to 2006, when the team helped establish short-term car insurance as a mainstream category, Covertime’s founders have returned with a platform built for the digital age. Its focus on modern usability, fast service, and adaptive policies reflects the changing habits of UK drivers today.

“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.

“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”

Find out more at Covertime.com.

About Covertime

Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy. 

Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.


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