Q3: 2025-10-14 Earnings Summary

EPS of $2.26 beats by $0.34

 | Revenue of $22.09B (8.74% Y/Y) beats by $907.32M

Citigroup Inc. (NYSE:C) Q3 2025 Earnings Call October 14, 2025 11:00 AM EDT

Company Participants

Jennifer Landis – Head of Investor Relations
Jane Fraser – CEO & Director
Mark Mason – Chief Financial Officer

Conference Call Participants

Michael Mayo – Wells Fargo Securities, LLC, Research Division
Betsy Graseck – Morgan Stanley, Research Division
Glenn Schorr – Evercore ISI Institutional Equities, Research Division
John McDonald – Truist Securities, Inc., Research Division
James Mitchell – Seaport Research Partners
L. Erika Penala – UBS Investment Bank, Research Division
Ebrahim Poonawala – BofA Securities, Research Division
Kenneth Usdin – Bernstein Autonomous LLP
Gerard Cassidy – RBC Capital Markets, Research Division
Robert Siefers – Piper Sandler & Co., Research Division
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division

Presentation

Operator

Hello, and welcome to Citi’s Third Quarter 2025 Earnings Call. Today’s call will be hosted by Jen Landis, Head of Citi Investor Relations. [Operator Instructions]

Also, as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time. Ms. Landis, you may begin.

Jennifer Landis
Head of Investor Relations

Thank you, operator. Good morning, and thank you all for joining our Third Quarter 2025 Earnings Call.

I’m joined today by our Chief Executive Officer, Jane Fraser; and our Chief Financial Officer, Mark Mason. I’d like to remind you that today’s presentation, which is available for download on our website, citigroup.com, may contain forward-looking statements, which are based on management’s current expectations and are subject to uncertainty and changes in circumstances. Actual results may differ materially from these statements due to a variety of factors, including those described in our earnings materials as well as in our SEC filings.

And with that, I’ll turn it over to Jane.

Jane Fraser
CEO & Director

Thank you, Jen, and a very good morning to everyone. This morning, we reported another very good quarter, with

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