Jonathan Collins
Chief Financial Officer
Welcome to the America’s Car-Mart Fourth Quarter Fiscal 2026 Earnings Call for the period ended April 30, 2026. I’m Jonathan Collins, the company’s CFO. Joining me today are Doug Campbell, our President and CEO; Jamie Fischer, our COO; and Marie Persichetti, our SVP of Capital Markets.
We issued our earnings release earlier this morning, and a supplemental presentation is available on our website. Because our strategic review is still ongoing, we will not be able to host a question-and-answer session today. For any follow-up questions, our Investor Relations team can be reached through the contact information posted on our website at ir.car-mart.com.
During today’s call, certain statements we make may be considered forward-looking. These statements involve risks and uncertainties that could cause actual results to differ materially from management’s current view. They are made under the safe harbor provision of the Private Securities Litigation Reform Act of 1995. The company cannot guarantee the accuracy of any forecast or estimate and does not undertake any obligation to update these statements. For more information, including important cautionary notes, please see Part 1 of our Annual Report on Form 10-K for the fiscal year ended April 30, 2026, which will be filed later today. You can also refer to our current and quarterly reports on Forms 8-K and 10-Q filed with the Securities and Exchange Commission. Finally, unless otherwise stated, our comparisons are for the fourth quarter of fiscal 2026 versus the fourth quarter of fiscal 2025.
Doug, I’ll turn it over to you now.


